An Overview of Loan-to-value Ratio for Mortgages in Hong Kong
The maximum loan-to-value ratio (LTV ratio) for mortgages provided by banks depends on the property value. The actual approved loan-to-value ratio varies based on stress testing, property valuation, the borrower’s financial condition and the property type. LTV ratios differ between first-time and non-first-time homebuyers, as well as for private properties, village houses and public housing. Spacious consolidated a summary to … Continue reading "An Overview of Loan-to-value Ratio for Mortgages in Hong Kong"
February 28, 2024
